AIO INDIA — Terms & Conditions

Last updated: 24 October 2026 · Applies to the AIO INDIA app, website and API.

By creating an account or using AIO INDIA, you agree to these Terms. If you do not agree, do not use the service.

1. Eligibility and account

• You must be at least 18 years old and legally able to enter into a contract.
• You sign in with your mobile number and a one-time password (OTP). Keep your device and OTP secure; you are responsible for activity on your account.
• One person should not maintain multiple accounts to abuse rewards, referrals or free limits.

2. Ads, listings and content

• You may post only genuine ads for products or services you are allowed to sell. Use photos you own or have permission to use.
• Prohibited content includes illegal goods or services, weapons, drugs, adult content, counterfeit items, stolen goods, live animals, and anything that violates applicable law or third-party rights.
• AIO INDIA may review, limit, hide or remove any listing or message that violates these Terms or applicable law.
• AIO INDIA is a marketplace that connects users. We are not a party to a deal between buyer and seller; verify the product, seller and payment before dealing.

3. Chat and calls

• Treat others with respect. Do not send spam, threats, harassment, fraud or illegal content.
• Messages may be reported and reviewed for safety. Do not share passwords, OTPs or banking credentials in chat.

4. Wallet, top-up and rewards

• Wallet top-up is credited only after server-side verification of a successful payment. A screenshot or self-declared payment is not proof.
• Scratch card, spin and similar rewards are decided by the server. Reward values shown on cards are illustrative; the server result is final.
• Wallet balance is for eligible in-app use. It is not a bank deposit and is not transferable unless we expressly allow it.
• Fraud, fake accounts, manipulated devices, collusion or abuse of rewards may lead to forfeiture of rewards and suspension or deletion of the account.

5. Account deletion

You can delete your account in the app: Settings → Delete My Account. This removes your account and associated personal data as described in the Privacy Policy. You can also email am4u.listen@gmail.com from your registered number.

6. Suspension and termination

We may suspend or terminate access if you violate these Terms, create risk for other users, or if required by law. You may stop using the service at any time.

7. Disclaimers and liability

The service is provided on an “as available” basis. To the extent permitted by law, AIO INDIA is not liable for indirect or consequential loss, or for losses arising from dealings between users. Nothing in these Terms limits rights that cannot be limited under applicable consumer law.

8. Changes and contact

We may update these Terms; the updated version will be posted on this page with a new date. Questions: am4u.listen@gmail.com.